Latest Mortgage News

September 24, 2016
Low Interest Rates

Best Mortgage Rate Pricing

What Can I do for Best Mortgage Rate Pricing Have you shopped around or made a few calls to get the best mortgage rate pricing?  Mortgage […]
September 22, 2016
I need Credit Repair

Credit Repair – Mortgage Loan Qualifying

Three Major Credit Reporting Agencies There are three major credit reporting agencies, the giants in consumer credit reporting agencies are TransUnion, Experian, and Equifax. Credit repair […]
September 18, 2016
Home Mortgage equals Good Debt

Home Mortgage Equals Good Debt

Home Mortgage Equals Good Debt Is there such as a thing, Home mortgage equals good debt?  Consider your life change if you had no other debt […]
September 17, 2016
Purchase Power

Stock Market Performance- GDP-Homeownership

Gross Domestic Product-Stock Market Performance For the majority of Americans stock market performance is for the Rich and so it just doesn’t matter.  However, it does […]
September 14, 2016
Student Debt Burden

College Graduates Have Student Loans Student Debt

Student Loans Student Debt Student Loans Student debt is the norm and quickly becoming accepted fact of life for American graduates. My favorite Teacher and coach […]
September 13, 2016
FICO Uphill

Boost FICO Credit Scores

Who Needs to Boost FICO Credit Scores? A Mortgage Loan Originator occasionally will have the privilege of helping a client boost FICO Credit Scores. This may […]

Real Estate Market Place Corner

Contact Ronda Stepp for more information at 321-402-4944
Florida & Texas Licensed Realtor

Why us?

HomesNetwork was born out of the necessity that everyone deserves to purchase and own a home.

Welcome to the Larry Stepp Team
We are a resource and informational Center for Consumers and Professionals in regards to Real Estate and Mortgage Services. We encourage professionals within the Real Estate and Mortgage community to lend opinion, knowledge and experience about the latest Mortgage or Real Estate news. Our readers and viewers of this resource informational Center range from consumers, potential home buyers, homeowners, renters, Real Estate agents, Attorneys, Investors and individual consumers who are interested in developing their knowledge of Real Estate and Mortgage guidelines. The Larry Stepp Team at is available 7 days a week, holidays and weekends.

We take a vested interest in each one of our clients and won't stop until we get you the approval you deserve. When you come to HomesNetwork you are a member of the family and you will be treated with the respect and hands-on approach you deserve..

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Questions & answers

What credit score do I need to apply for a loan?

With some fantastic programs we have, you can get approved with as low as a 580 FICO score or you can get an FHA loan with a 500-579 FICO score with 10% down payment. Rest assured we don't have any lender overlays so once you are approved, you are ready to go as our approval is as good as gold!

FHA Loans vs. Conventional Loans: What is best for me?
p>You may be wondering which loan product is best for you, an FHA loan or a conventional loan. Both loans offer advantages to the borrower but you need to be informed on what these are and what product will fit your situation.

Where can I check my credit score?

You can request a free copy of your credit report once per year from each of three major credit reporting agencies: TransUnion, Experian, and Equifax. Please visit to obtain these reports so you are always informed. You’re also entitled to see your credit report within 60 days of being denied credit. Let's do it and get back to us!